Is it safe to Aliexpress to pay for the order of the bank card and enter the data of the bank card? Types of fraud with bank cards for Aliexpress
In this article we will find out whether it is safe to pay for goods on Aliexpress bank card.
Contents.
Almost every new user Aliexpressthinking about the security of payments on the site. In particular, bank cards are called most of all questions. Let's wonder with you, is everything really so good and how to fix yourself to secure yourself when paying for purchases on Aliexpress.
Additionally, we recommend that you explore the article. "How to use Aliexpress Site?". She will tell you how to register, find the goods and pay it, as well as how to get a discount.
Is it safe to pay for purchases on Aliexpress by a bank card?
Is it safe to pay for purchases on Aliexpress by a bank card?
Despite the fact that during the payment on Aliexpresswith the help of a card, you have to fully indicate its data, the seller does not care about them anyway. The fact is that all transactions on the site are performed through the system Alipay.Characterized by a high degree of data protection. The site carefully monitors the safety of customer data, because of this depends more on its reputation and reliability. Thus, the seller will not be able to find out what the client card details, if only he did not tell them. Accordingly, to be attentive, then the payment will be secure.
In addition, the service Aliexpress it works exclusively on a prepaid basis, and that scares some customers. To be afraid of in this case is not necessary, as long as you do not get your purchase and check it for damage, quality and performance, the seller will receive nothing. And if you have a defective product or do not come, you can always open a dispute and return the money back.
Types of fraud with bank cards on Aliekspress
Each buyer Aliexpress, And other stores need to know about the kinds of possible fraud on cards of banks, so as not to bite the bullet. At the moment, the main types of fraud are only three.
- phishing
This method is very popular among fraudsters. His point is that under any pretext to force the person to go to a fake website and leave it on your bank card.
Copies of pages are created so skillfully that you can not even distinguish a fake it Aliexpress or present. The only difference in these sites is the address of the page. At first glance there is no difference, it may be just one letter or domain. For example, current address Russian version Aliexpress it is written as ru.aliexpress.com.And fraudsters can make aliexpress.ru. Agree, a small difference, but not every newbie will notice it. Although with very large resources of this rarely happens, as the owners are trying to pre-purchase all domain zones. This is done both for the purpose of advertising, and to protect against fraud.
Mostly scammers create addresses that do not, or vice versa has an extra letter. For example, aliespress.com. It is unlikely, therefore, as a rule, is a mass mailing e-mail someone accidentally write this address in your browser. mailbox owner receives a letter in the style AliexpressBut that's only link leads to a fake site.
Once the user clicks on such a link, the fraudsters are asked to indicate its data card, for example, to confirm a bonus. Once data is entered, you can lose all the funds from the card.
- social Engineering
Card fraud on the Internet
This method is also applicable to Aliexpress. It works on the following principle: you order the goods, but the seller says he can not send it. But in the details to order the shipment he confirmed. After that, he asks not to open the dispute so as not to spoil the reputation. Instead, he suggests returning money directly to the card, but for this he needs your details.
Undoubtedly, not every buyer will occur to believe that this is the truth, but there are such. After the fraudster gets the necessary information, he immediately tries to bring money, for example, placing an online order. Administration itself Aliexpresssuch a message will never be sent to you, but for hundreds of thousands of sellers to keep track is also very difficult.
It happens that the goods do not come and the transaction protection time ended and the order closed automatically. As you know, in this case, the dispute will already be discovered. The seller can offer to send money to your card, but it is better to give up this. In extreme cases, you can file a complaint on the seller or use Paypal.
- Payments for shopping with someone else's card
There are cases when you seem to care about the security of data and do not provide them with anyone under strange circumstances, but suddenly comes a message that with your account Immediate order Aliexpress. In addition, if you did not pay the payment, then the account was not used. Of course, panic starts right away, what to do and how to return the money.
First of all, do not be nervous. You can return money anyway.
- To get started, write the site support service and ask to freeze orders. If you refused, then, in this case, tell me that you have lost access to the account, and in confirmation, send a snapshot of your bank card.
- If it did not work before, we go to the bank, since the card in any case will have to be blocked. Accordingly, we order a new card and filed a claim that the money was stolen. After consideration, the Bank will decide and return your money.
- In the most extreme case, if the first two ways did not help - go to the police. You will have to write a statement asking us to figure out what happened.
Do not think that if you have not used a card on the Internet for shopping, then no one will know its data. This may well be the seller in the store, the waiter in the cafe and so on. That is, these cards can be lost anywhere where it is at least briefly disappears.
How to secure yourself when paying for an Aliexpress card?
How to secure yourself when paying for an Aliexpress card?
- Specify the card data only in the appropriate form on the website.
- Never give retailers the card data
- Be sure to use antivirus programs
- Before paying carefully check the address of the site. He should look like this: https://ru.aliexpress.com/....
- If you switched to the link from third-party resources and you immediately ask you to enter the data of the cards, then do not do this
- To pay for goods on Aliexpress better make a virtual card and replenish it as needed
- For greater security, be sure to connect SMS notifications to always receive prompt information about the card operations
In any case, you should not be afraid to pay for purchases on Aliexpress with a bank card, as it is a convenient and not dangerous tool. The main thing, be careful and do not make rapid actions and then everything will be fine.
